Draft for legal and processing-partner review. This document is not in effect, has not been approved by counsel or any payment provider, and does not create binding obligations. Bracketed items are unresolved and are tracked in the Launch Decision Register.
Commercial Fee Schedule
Version 0.1 — Effective date: not set
1. Status
1.1 No fees have been set. [Fees to be set following partner and merchant review]. Pricing will be available following partner and merchant review.
1.2 This schedule lists the categories of fee that may apply. It does not assert that any or all of them will apply.
2. Possible fee categories
| Category | Who may charge it | Status |
|---|---|---|
| Per-transaction processing fee | Provider and/or Orion | Not set |
| Platform subscription | Orion | [Fees to be set following partner and merchant review] |
| Stablecoin settlement or conversion fee | Provider | Provider-dependent |
| Currency conversion (FX) | Provider | Provider-dependent; disclosed separately |
| Refund fee | Provider | Provider-dependent |
| Dispute / chargeback fee | Provider | Provider-dependent |
| Network (gas) fees | Paid by the sender of a blockchain transfer | Not an Orion fee |
| Payout / settlement fee | Provider | Provider-dependent |
3. Reserves
3.1 [Reserve policy not determined]. Reserves apply only where provider terms and this schedule authorize them, with the amount, reason and review date stated.
4. Passing fees to customers
4.1 Any surcharge to customers must comply with card network rules, provider terms and applicable provincial consumer protection law (some provinces restrict credit-card surcharging). Orion does not currently support surcharging; the legal position is recorded in the Canadian legal-review pack.
5. Notice of changes
5.1 Notice period for fee increases: to be confirmed (proposed: 30 days).
6. Invoicing and taxes
6.1 Invoicing frequency, method and applicable sales taxes: to be confirmed.
7. Termination and export
7.1 Termination notice period and record export window: to be confirmed.