For processors, acquirers and settlement providers

Orion proposes to launch with Canadian merchants first. Supported jurisdictions will follow the provider's own country support.

General e-commerce, software and digital services, and research-use-only peptide suppliers — disclosed openly and subject to each provider's acceptance.

Orion collects business identity, ownership, actual products, website readiness, processing history and settlement preferences through a structured wizard, with review checklists and explainable risk flags.

Orion prepares complete applications. The provider makes every underwriting decision; Orion records decisions with evidence and never presents its own review as provider approval.

Where the provider supports it, funds settle directly from the provider to the merchant's verified destination. Orion does not pool merchant funds without an explicitly approved arrangement.

Orion can operate onboarding, merchant communications, reconciliation, refund and dispute workflows, and audit logging. Exact division of responsibilities is set by contract.

Adapter-based integration supporting API, hosted or manual onboarding; signed webhooks; idempotent requests; reconciliation polling. Only documented provider functionality is used.

Pricing, reserves, settlement timing, platform versus merchant-owned accounts, liability allocation and regulatory responsibilities remain open for discussion.