Change log

Every version of every document, including archived versions. When a change requires merchants to re-accept, the merchant portal shows a notice.

DocumentVersionStatusEffectiveSummary of changesRe-acceptance
Acceptable Use Policy0.1Current draftNot setFirst review draft.No
API and Developer Terms0.1Current draftNot setFirst review draft.No
Commercial Fee Schedule0.1Current draftNot setFee categories only; no rates.No
Complaints Policy0.1Current draftNot setFirst review draft.No
Cookie Notice0.1Current draftNot setInitial notice reflecting the single essential session cookie.No
Data Processing Addendum0.1Current draftNot setFirst review draft.No
Merchant Services Agreement0.1Current draftNot setFirst complete review draft.No
Payment and Stablecoin Disclosures0.1Current draftNot setFirst review draft.No
Privacy Policy1.0Current2026-10-20Published. Same content as 0.1 without draft labelling.No
Privacy Policy0.1ArchivedNot setFirst review draft based on the as-built data inventory.No
Referral Partner Agreement0.1Current draftNot setFirst review draft; commission rates intentionally unresolved.No
Refund and Dispute Policy0.1Current draftNot setFirst review draft.No
Website Terms of Use1.0Current2026-10-20Published. Same content as 0.2 without draft labelling.No
Website Terms of Use0.2ArchivedNot setFull review draft: sandbox limitations, account security, IP, third parties, non-excludable rights, suspension, changes, notices and general provisions.No
Website Terms of Use0.1ArchivedNot setInitial outline.No